Articles

By Matthew A. Gardner, Esq., CCAL

Summer often provides community association boards with a brief opportunity to step back from the pace of meetings, projects, and day-to-day...

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

Mr. Richardson: Can our HOA board unilaterally write off borrowing from the reserve account as a bad debt? After the ...

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

Dear Kelly: Our reserves are very very low - can the city or state take over our association? B.P., Huntington Beach

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

[Part 3 of a series]

Despite great efforts to lessen the problem, too many HOAs still have inadequate reserve fund savi...

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

Question: Can major landscape renovation use reserve funds when too little funds are available as a line item? M.K., San ...

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

Mr. Richardson: Your column is a valuable service to homeowners in HOAs. Our HOA reserves for replacement are severely un...

By Kelly G. Richardson, Esq., CCAL, HOA Homefront Column

Mr. Richardson – Our HOA reserves for replacement are severely underfunded.  The board recognizes this deficit and is...

By Kelly G. Richardson, Esq.

Dear Kelly: What happens if the reserves go to zero? What is insolvency? B.E., Tarzana

Dear B.E.: HOAs which fail to set aside money in their re...

By Kelly G. Richardson, Esq. CCAL

Mr. Richardson: HOAs face a financial issue with interest rates so low. My HOA and the vast majority of other HOAs play it safe with CDs a...