Articles
Reserve Disclosures; the Lending âBlacklistâ
Apr 14, 2025
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Kelly G. Richardson, Esq. CCAL, HOA Homefront ColumnÂ
[Part 3 of a series]
Despite great efforts to lessen the problem, too many HOAs still have inadequate reserve fund savi...
Questions regarding Reserves Part 2
Apr 07, 2025
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Kelly G. Richardson, Esq. CCAL, HOA Homefront Column
Question: Can major landscape renovation use reserve funds when too little funds are available as a line item? M.K., San ...
Reader Questions Regarding Reserves: Part 1
Mar 30, 2025
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Kelly G. Richardson, Esq. CCAL, HOA Homefront Column
Mr. Richardson: Your column is a valuable service to homeowners in HOAs. Our HOA reserves for replacement are severely un...