Articles

Reserve Disclosures; the Lending “Blacklist” Apr 14, 2025

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

[Part 3 of a series]

Despite great efforts to lessen the problem, too many HOAs still have inadequate reserve fund savi...

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Questions regarding Reserves Part 2 Apr 07, 2025

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

Question: Can major landscape renovation use reserve funds when too little funds are available as a line item? M.K., San ...

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Reader Questions Regarding Reserves: Part 1 Mar 30, 2025

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

Mr. Richardson: Your column is a valuable service to homeowners in HOAs. Our HOA reserves for replacement are severely un...

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