Articles

Our Reserve Account Is Being Misused Jul 25, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

Mr. Richardson: Can our HOA board unilaterally write off borrowing from the reserve account as a bad debt? After the ...

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Is Our Reserve Account Short? Jul 17, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

Dear Kelly: Our reserves are very very low - can the city or state take over our association? B.P., Huntington Beach

...
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Is THAT OK in Closed Session? Jul 10, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

Kelly: I've enjoyed and appreciated your articles in the paper. Wish more board members would read them and take your...

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Consider Establishing Meeting Rules Jul 06, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

[Last of a 4-part series]

Along with the property’s overall condition, effective, positive, and orderly board meeting...

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Tips Toward Reasonable Rules Jun 29, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

Adopting and enforcing community rules is an important board responsibility.  Developers provide CC&Rs and bylaws (usu...

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HOA Rules Must Cover Five Required Topics - Does Yours? Jun 21, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Homefront Column

Operating rules are often called “house rules” or “rules and regulations,” and must be written pursuant to Civil Code ...

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Is Your Board Correctly Adopting HOA Rules? Jun 21, 2026

By Kelly G. Richardson, Esq. CCAL, HOA Column

Good community rules and regulations (“operating rules,” per Civil Code Section 4340) protect the community and encourage neighb...

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Tips Regarding Emergency Special Assessments Jun 02, 2026

By Kelly G. Richardson, Esq., HOA Homefront Column 

Emergency special assessments have saved many HOAs from disaster. One recent example occurred during the rise in property ...

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They’re Not Taking Care of the HOA Property May 29, 2026

By Kelly G. Richardson, Esq., HOA Homefront Column

Kelly: Our HOA has not kept up with building maintenance. I along with other residents have reported issues to our board bu...

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Advance Notice, Leaked Assessment Payments, and Must Our Board Reduce Assessments? May 22, 2026

By Kelly G. Richardson, Esq.

Dear Mr. Richardson: How much notice is an association supposed to give a homeowner before a special assessment is due? C.A., Orange 

Dear C.A.:...

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Are Our Assessments FAIR? May 17, 2026

By Kelly G. Richardson, Esq., HOA Homefront Column 

Dear Kelly: My large HOA has monthly assessments that are the same for all units. The units vary in size from free-standin...

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What IS Exclusive Use Common Area May 09, 2026

By Kelly G. Richardson, Esq., HOA Homefront Column  

Condominium projects typically consist of three categories of property – the “separate interest” (normally called the “un...

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