Articles

Reserve Disclosures; the Lending “Blacklist” Apr 14, 2025

Kelly G. Richardson, Esq. CCAL, HOA Homefront Column 

[Part 3 of a series]

Despite great efforts to lessen the problem, too many HOAs still have inadequate reserve fund savi...

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What If Our Reserves Are Zero? Jun 25, 2023

By Kelly G. Richardson, Esq.

Dear Kelly: What happens if the reserves go to zero? What is insolvency? B.E., Tarzana

Dear B.E.: HOAs which fail to set aside money in their re...

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One HOA Increased Assessments: The Other Refuses May 29, 2023

By Kelly G. Richardson, Esq. CCAL 

Dear Mr. Richardson: Management sent a budget notification to members with an agenda, date, time, and location. The board meeting was atten...

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HOA Damaged Me, My HOA Suspended - Must I Pay Assessments? May 15, 2023

By Kelly G. Richardson, Esq. CCAL 

Kelly, when is it legal not to pay HOA dues/fees because an HOA is not fulfilling its duties? I've had emergency leaks and made calls and s...

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Reader Questions – They Aren’t Paying!!! Nov 28, 2022

By Kelly G. Richardson, Esq. CCAL

Kelly: A neighbor bought a condo and rents it out, but has not paid ANY HOA fees for over two years!  When she is contacted about the past d...

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Reader Questions: How Should We Invest HOA Funds? Dec 06, 2021

By Kelly G. Richardson, Esq. CCAL


Mr. Richardson: HOAs face a financial issue with interest rates so low. My HOA and the vast majority of other HOAs play it safe with CDs a...

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