Articles

Reader Questions - CC&Rs or Rules, and a Forgotten Bylaw Amendment Dec 06, 2019

Hi Kelly,

I’m confused between “rules” and “CC&R’s.” Our board, over the years, has implemented new rules. What I don’t understand is: How is this different than making cha...

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Reader Questions - Shaken Up About Earthquake Insurance Sep 30, 2019
 

Hi Kelly,

I live in a 100+ unit condo complex without HOA earthquake insurance. I have CEA earthquake insurance for my home. Have you written any articles I coul...

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They Won’t Pay, Now What? Jul 15, 2019

When a homeowner fails to pay their share of the association expenses, the board is duty-bound to pursue the unpleasant but necessary task of compelling the member to pay. The...

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Tips Regarding HOA Committees Jun 24, 2019

Most associations find committees helpful. Here are some tips to maximize their value to the HOA:

1. Committees can be “ad hoc,” i.e., temporary, or ongoing

Committees typic...

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Reader Questions - Investing, Growing, and Withdrawing Reserve Funds Jun 17, 2019

Kelly,

I am a member of my HOA board. Our prior management company had done all of our investments (from our direction) for our reserve funds. FDIC insured CD’s were used a...

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Spending Reserve Account Interest, Disclosing Reserves Electronically Jun 10, 2019

Dear Mr. Richardson,

Our HOA has operating and reserve investment funds. The monthly assessments include amounts to increase the reserve account balances. Interest earned o...

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Why Governing Documents Matter Mar 11, 2019

Governing documents are critical for HOA communities and are literally the legal glue which holds the association together. Civil Code Section 4150 defines “governing document...

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Reader Questions - Fair or Unfair Housing Feb 11, 2019
 

Hi Kelly,

I recently read your earlier article on Fair Housing laws being violated by HOAs trying to enforce state-mandated signs that prohibit children from usi...

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Make a Target! Goals for 2019 Jan 07, 2019

The late and legendary coach John Wooden said “The most important key to achieving great success is to decide upon your goal and launch, get started, take action, move.” Your ...

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Reader Questions - Giving Our Board a (Financial) Break Dec 17, 2018
 

Dear Mr. Richardson,

We just received a set of amended bylaws and CC&Rs presented to us for a vote. One section concerns us, it says that the board can vote itse

...
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Reader Questions - Should Our Assessments Increase? Nov 12, 2018

Hello Mr. Richardson,

Our board is against raising our fees which have been the same for at least 10 years! Obviously we are not keeping up with inflation. According to our

...
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Reader Questions - What If Our Annual Meeting Isn’t Annual? Nov 05, 2018

Mr. Richardson,

Our HOA hasn’t had an annual meeting in years. We receive notice that the “annual meeting” will be held on a given date to “count ballots”. For the last 2 y

...
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